Our Team

Philippe E. Berthoud came to the Retirement Financial Center from a diversified cultural background and work experience. He grew up in Aix-en-Provence, France and later played soccer professionally. He founded and ran a non-profit soccer ministry for seven years, where he developed strong business and leadership skills. Philippe graduated from Gordon College with a Bachelor of Arts Degree in Economics.

Philippe joined us in the fall of 2006. He is a financial advisor and a Registered Representative of United Planners Financial Services. He became the Registered Principal for this office in 2008. He holds the Series 7, 63, 65 and Series 24 licenses and is securities licensed in several states. He is also licensed for life and health insurance in Massachusetts.

Philippe and his wife have four active and talented children.

William E. Riquier is a Registered Representative of United Planners Financial Services, holding Series 7 and 66 licenses. He is also a licensed life and health insurance producer in Massachusetts.

Bill has extensive experience in various Analyst roles, providing senior corporate management with the intelligence capabilities they need for decision making, performance appraisal and report development. His work has included successful implementation and operation of corporate and departmental performance measures, Balanced Scorecards and reporting systems. He has run employee and customer survey programs and supervised the analysis, publication and response programs to results.

In the wake of the Sarbanes-Oxley Act of 2002, Bill also performed testing and auditing of corporate financial controls for publicly traded companies in the Boston area. This work included documentation of all financial processes and controls, discovery of material deficiencies, and reporting results. CFOs and Controllers from a number of local companies have relied on Bill's work to ensure they had the proper systems in place to prevent and detect serious errors and fraud.

Bill has his Bachelor's degree from Tufts University and his MBA from Boston University. He lives on the North Shore with his wife Margaret and their two daughters.

Gordon Ulen, CPA is the head of our Tax Planning & Preparation Department and a Registered Representative with United Planners and holds Series 7 and 66 securities licenses. Gordon has a Bachelors degree in Business from UMass Lowell and an MBA from Suffolk University. Gordon has more than 30 years of experience running the financial operations of a wide range of for profit and not for profit companies.

Gordon is the Treasurer of the North Shore Technology Council, Inc., an organization dedicated to the promotion of the technology industry on the North Shore. Gordon is also Treasurer of North Shore InnoVentures, Inc., a not for profit company dedicated to helping Bio-Medical and Alternative Energy companies get started on the North Shore.

Gordon helps clients coordinate their investments and their taxes and teaches several classes for those interested in furthering their understanding Finances, Taxes and Business in general. He offers classes for New Business Owners, those thinking about starting a new business and those that desire a deeper understanding of tax laws and what opportunities they have to reduce their taxes.